Get QuoteSecure site · Updated July 2026
- Starting APR
- 5.99%
- Loan amount
- $7.5K–$150K
- Min. credit score
- 550
- Term range
- 24–84 months
Why it stands out
RefiJet highlights
- A dedicated consultant handles offers and paperwork end to end
- Refinance and cash-out options across a lender network
- Considers borrowers other refinancers turn away
- Checking a rate uses a soft pull with no score impact
The verdict at a glance
Pros and cons
Pros
- White-glove service that removes almost all the legwork
- Flexible on credit and vehicle profiles
- Can free up cash flow by extending the term
Cons
- Refinance only; no support for a new purchase
- Longer terms can raise the total interest you pay
Our full review
Our take on RefiJet
RefiJet pairs each borrower with a loan consultant who shops the offer through a lender network and manages the entire switch. It leans toward people stuck in a high-rate loan who would rather hand off the process than shop it themselves.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on RefiJet’s own site before you apply.
The alternatives
How RefiJet compares
Other top-rated lenders in Auto Loans. Compare the numbers side by side before you decide.
| # | Provider | Rating | Starting APR | Best for | |
|---|---|---|---|---|---|
| 1 | LightStream | 6.49% | Strong-credit buyers chasing the lowest APR | See Rates | |
| 2 | myAutoloan | 6.79% | Buyers who want to compare multiple offers fast | Compare Offers | |
| 3 | Auto Approve | 5.24% | Owners cutting the payment on a current loan | Get Quote | |
| 4 | Capital One Auto Navigator | 7.15% | Shoppers who want a pre-qualified budget first | View Offer |
- LightStream4.9Best for Strong-credit buyers chasing the lowest APR
- myAutoloan4.7Best for Buyers who want to compare multiple offers fast
- Auto Approve4.6Best for Owners cutting the payment on a current loan
- Capital One Auto Navigator4.5Best for Shoppers who want a pre-qualified budget first