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Auto Loans

RefiJet Review

A concierge take on auto refinancing

Finmatchly editorial score · 2,740 reviews
Best for Underwater or high-rate loans needing a reset
Get QuoteSecure site · Updated July 2026
Starting APR
5.99%
Loan amount
$7.5K–$150K
Min. credit score
550
Term range
24–84 months
Why it stands out

RefiJet highlights

  • A dedicated consultant handles offers and paperwork end to end
  • Refinance and cash-out options across a lender network
  • Considers borrowers other refinancers turn away
  • Checking a rate uses a soft pull with no score impact
The verdict at a glance

Pros and cons

Pros

  • White-glove service that removes almost all the legwork
  • Flexible on credit and vehicle profiles
  • Can free up cash flow by extending the term

Cons

  • Refinance only; no support for a new purchase
  • Longer terms can raise the total interest you pay
Our full review

Our take on RefiJet

RefiJet pairs each borrower with a loan consultant who shops the offer through a lender network and manages the entire switch. It leans toward people stuck in a high-rate loan who would rather hand off the process than shop it themselves.

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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on RefiJet’s own site before you apply.

The alternatives

How RefiJet compares

Other top-rated lenders in Auto Loans. Compare the numbers side by side before you decide.

At-a-glance comparison of the top lender options
#ProviderRatingStarting APRBest for
1
LLightStream logoLightStream
4.9
6.49%Strong-credit buyers chasing the lowest APRSee Rates
2
MmyAutoloan logomyAutoloan
4.7
6.79%Buyers who want to compare multiple offers fastCompare Offers
3
AAuto Approve logoAuto Approve
4.6
5.24%Owners cutting the payment on a current loanGet Quote
4
CCapital One Auto Navigator logoCapital One Auto Navigator
4.5
7.15%Shoppers who want a pre-qualified budget firstView Offer
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