See RatesSecure site · Updated July 2026
- Loan amount
- $6K–$250K
- Starting rate
- 7.8% simple
- Min. time in business
- 1 year
- Funding speed
- As soon as hours
Why it stands out
Bluevine highlights
- Revolving line of credit up to $250,000
- Rates start at 7.8% simple interest
- Funds available in hours with a paid expedited wire
- Interest charged only on the amount you draw
The verdict at a glance
Pros and cons
Pros
- Reusable credit line, so you borrow again as you repay
- Fast online application with a decision in as little as five minutes
- No prepayment penalty for paying a draw off early
Cons
- Requires roughly $40K in monthly revenue to qualify
- Expedited funding wire carries an extra fee
Our full review
Our take on Bluevine
Bluevine's revolving line of credit lets you draw up to $250,000 and only pay interest on the balance you actually use. Approvals move quickly and funding can hit your account within hours through an expedited bank wire.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Bluevine’s own site before you apply.
The alternatives
How Bluevine compares
Other top-rated lenders in Business Loans. Compare the numbers side by side before you decide.
| # | Provider | Rating | Loan amount | Best for | |
|---|---|---|---|---|---|
| 1 | OnDeck | $5K–$250K | Established firms needing fast working capital | See Rates | |
| 2 | Fundbox | $1K–$150K | Newer businesses with limited history | See Rates | |
| 3 | Lendio | $1K–$5M | Owners who want to weigh many offers | Get Quote | |
| 4 | Fora Financial | $5K–$1.5M | Owners with weaker personal credit | See Rates |
- OnDeck4.9Best for Established firms needing fast working capital
- Fundbox4.6Best for Newer businesses with limited history
- Lendio4.5Best for Owners who want to weigh many offers
- Fora Financial4.3Best for Owners with weaker personal credit