Get QuoteSecure site · Updated July 2026
- Min. debt
- $10,000
- Fees
- 15–25% of debt
- Timeframe
- 12–48 months
- Debt types
- Credit cards, medical, collections
Why it stands out
Accredited Debt Relief highlights
- Average programs run toward the shorter 12–48 month range
- Free consultation that recommends the right option, not just settlement
- No fees until a debt is settled
- A+ rating with the Better Business Bureau
The verdict at a glance
Pros and cons
Pros
- Can wrap up faster than the typical four-year program
- Honest about when consolidation beats settlement
- Straightforward enrollment with a single point of contact
Cons
- Higher minimum than some competitors at $10,000
- Available in fewer states than the largest providers
Our full review
Our take on Accredited Debt Relief
Accredited Debt Relief markets an average program length on the shorter end, and it will point you to consolidation loans instead when settlement is the wrong fit. That willingness to send you elsewhere is a good sign in an industry full of hard sells.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Accredited Debt Relief’s own site before you apply.
The alternatives
How Accredited Debt Relief compares
Other top-rated companies in Debt Relief. Compare the numbers side by side before you decide.
| # | Provider | Rating | Min. debt | Best for | |
|---|---|---|---|---|---|
| 1 | National Debt Relief | $7,500 | Most people with $7,500+ in unsecured debt | Get Quote | |
| 2 | Freedom Debt Relief | $7,500 | Borrowers carrying $20,000 or more | Get Quote | |
| 3 | Americor | $7,000 | Clients who want an app-first experience | Get Quote | |
| 4 | New Era Debt Solutions | $10,000 | Clients who value a low, transparent fee | Get Quote |
- National Debt Relief4.9Best for Most people with $7,500+ in unsecured debt
- Freedom Debt Relief4.7Best for Borrowers carrying $20,000 or more
- Americor4.5Best for Clients who want an app-first experience
- New Era Debt Solutions4.4Best for Clients who value a low, transparent fee