See RatesSecure site · Updated July 2026
- Min. investment
- $25,000
- Setup fee
- $50
- Annual fee
- $175–$225
- Buyback guarantee
- Yes
Why it stands out
Goldco highlights
- Up to 10% back in bonus silver on qualifying accounts
- Dedicated specialist handles the rollover paperwork
- Both gold and silver IRAs plus direct cash purchases
- Highly rated buyback program at competitive spot pricing
The verdict at a glance
Pros and cons
Pros
- Lower $25,000 minimum than most top-tier competitors
- Streamlined process makes a first rollover painless
- Aggressive promotions can offset first-year fees
Cons
- Product pricing isn't published until you speak with an agent
- Follow-up sales calls can feel persistent
Our full review
Our take on Goldco
Goldco walks first-timers through a 401(k) or IRA rollover step by step and sweetens larger accounts with bonus silver. The $25,000 entry point sits below most premium rivals without skimping on support.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Goldco’s own site before you apply.
The alternatives
How Goldco compares
Other top-rated companies in Gold IRAs. Compare the numbers side by side before you decide.
| # | Provider | Rating | Min. investment | Best for | |
|---|---|---|---|---|---|
| 1 | Augusta Precious Metals | $50,000 | Larger rollovers wanting hands-on education | See Rates | |
| 2 | American Hartford Gold | $10,000 | Smaller budgets and price matching | View Offer | |
| 3 | Birch Gold Group | $10,000 | Diversifying across four metals | View Offer | |
| 4 | Noble Gold | $2,000 | Texas-based storage and small starts | View Offer |
- Augusta Precious Metals4.9Best for Larger rollovers wanting hands-on education
- American Hartford Gold4.7Best for Smaller budgets and price matching
- Birch Gold Group4.5Best for Diversifying across four metals
- Noble Gold4.4Best for Texas-based storage and small starts