Get QuoteSecure site · Updated July 2026
- Sample APR
- 6.58%
- Min. down payment
- 0% (VA)
- Loan types
- VA, Conventional, FHA, Jumbo
- Min. credit score
- 620
Why it stands out
Veterans United highlights
- Largest VA purchase lender in the United States
- $0 down payment available on VA loans
- Free credit counseling through its Lighthouse program
- Loan teams staffed with military-relocation specialists
The verdict at a glance
Pros and cons
Pros
- Unmatched VA-loan expertise and dedicated support
- Helps borderline borrowers rebuild credit at no cost
- Strong reputation for on-time VA closings
Cons
- Built almost entirely around VA-eligible borrowers
- Conventional and FHA menus are thin by comparison
- Rates for non-VA products are not especially competitive
Our full review
Our take on Veterans United
Veterans United closes more VA purchase loans than anyone, and it shows in the specialized support veterans get. If you are not eligible for a VA loan, though, this is not the lender for you.
Advertiser disclosure: Finmatchly may earn a commission when you visit a partner. This never affects our editorial rankings. Learn more
Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Veterans United’s own site before you apply.
The alternatives
How Veterans United compares
Other top-rated lenders in Mortgage Loans. Compare the numbers side by side before you decide.
| # | Provider | Rating | Sample APR | Best for | |
|---|---|---|---|---|---|
| 1 | Rocket Mortgage | 6.74% | Best all-around online mortgage lender | See Rates | |
| 2 | Better | 6.61% | Best for low fees and fast pre-approval | See Rates | |
| 3 | SoFi | 6.69% | Best for members with strong credit | See Rates | |
| 4 | New American Funding | 6.99% | Best for lower credit scores | Get Quote |
- Rocket Mortgage4.9Best for Best all-around online mortgage lender
- Better4.7Best for Best for low fees and fast pre-approval
- SoFi4.6Best for Best for members with strong credit
- New American Funding4.3Best for Best for lower credit scores