See RatesSecure site · Updated July 2026
- Avg. monthly premium
- $46/mo
- Reimbursement
- 70/80/90%
- Annual limit
- $5k-$15k
- Waiting period
- 15 days illness
Why it stands out
Fetch by The Dodo highlights
- Includes exam fees, dental, and behavioral therapy as standard
- Covers up to $1,000 in virtual vet visits per year
- Reimburses boarding fees if you're hospitalized
- One comprehensive plan with no coverage tiers to decode
The verdict at a glance
Pros and cons
Pros
- One of the widest standard coverage lists in the category
- Sick-visit exam fees and dental are built in, not extra
- Includes unusual perks like boarding and virtual care
Cons
- Premiums run higher than the entry-level competitors
- Six-month waiting period on knee and ligament conditions
Our full review
Our take on Fetch by The Dodo
Fetch rolls dental, behavioral therapy, sick-visit exam fees, and even boarding fees if you are hospitalized into a single plan most rivals sell as add-ons. There are no confusing tiers, though the wide coverage shows up in a premium that sits above the budget picks.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Fetch by The Dodo’s own site before you apply.
The alternatives
How Fetch by The Dodo compares
Other top-rated insurers in Pet Insurance. Compare the numbers side by side before you decide.
| # | Provider | Rating | Avg. monthly premium | Best for | |
|---|---|---|---|---|---|
| 1 | Lemonade | $29/mo | Owners who want cheap premiums and fast payouts | Get Quote | |
| 2 | Healthy Paws | $42/mo | Owners who never want to hit an annual cap | See Rates | |
| 3 | Spot | $38/mo | Owners who want to dial in their own plan | Get Quote | |
| 4 | Embrace | $35/mo | Owners of healthy pets who file few claims | See Rates |
- Lemonade4.8Best for Owners who want cheap premiums and fast payouts
- Healthy Paws4.7Best for Owners who never want to hit an annual cap
- Spot4.5Best for Owners who want to dial in their own plan
- Embrace4.4Best for Owners of healthy pets who file few claims