See RatesSecure site · Updated July 2026
- Avg. monthly premium
- $139/mo
- Claims score
- 874/1000
- Discounts
- 10+
- Availability
- 50 states
Why it stands out
Allstate highlights
- Drivewise pays cash rewards for safe driving
- Deductible Rewards cuts $100 off per claim-free year
- Accident forgiveness available to keep rates steady
- Nationwide agent network with digital tools alongside
The verdict at a glance
Pros and cons
Pros
- Genuinely rewarding programs for consistent safe drivers
- Wide menu of add-ons like new-car and gap coverage
- Accident forgiveness protects your rate after a first claim
Cons
- Sits among the pricier national carriers on base rates
- Best perks require opting into telematics tracking
Our full review
Our take on Allstate
Allstate leans on extras: Drivewise turns safe trips into cash back, and Deductible Rewards trims $100 off your deductible for every claim-free year. Premiums sit above the budget carriers, but the loyalty perks and add-on coverages give something back over time.
Advertiser disclosure: Finmatchly may earn a commission when you visit a partner. This never affects our editorial rankings. Learn more
Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Allstate’s own site before you apply.
The alternatives
How Allstate compares
Other top-rated insurers in Car Insurance. Compare the numbers side by side before you decide.
| # | Provider | Rating | Avg. monthly premium | Best for | |
|---|---|---|---|---|---|
| 1 | GEICO | $92/mo | Drivers who want low rates without a broker | Get Quote | |
| 2 | Progressive | $104/mo | Drivers with tickets or an accident on record | Get Quote | |
| 3 | State Farm | $118/mo | Drivers who want a nearby agent to call | See Rates | |
| 4 | USAA | $88/mo | Active-duty, veterans, and their families | Get Quote |
- GEICO4.8Best for Drivers who want low rates without a broker
- Progressive4.7Best for Drivers with tickets or an accident on record
- State Farm4.6Best for Drivers who want a nearby agent to call
- USAA4.9Best for Active-duty, veterans, and their families