Get QuoteSecure site · Updated July 2026
- Avg. monthly premium
- $104/mo
- Claims score
- 861/1000
- Discounts
- 13+
- Availability
- 50 states
Why it stands out
Progressive highlights
- Name Your Price tool builds coverage around your budget
- Snapshot program discounts safe drivers based on real behavior
- Competitive quotes for records other insurers penalize
- Bundle auto with home or renters for a sizeable cut
The verdict at a glance
Pros and cons
Pros
- One of the few carriers that stays affordable after a violation
- Snapshot can meaningfully lower a safe driver's renewal
- Fast online quoting with side-by-side coverage comparisons
Cons
- Snapshot can raise your rate if it flags hard braking
- Base rates for clean records sometimes beat elsewhere
Our full review
Our take on Progressive
Progressive is the carrier that keeps quoting when others walk away, so drivers with a speeding ticket or a recent claim often find their best number here. The Name Your Price tool works backward from a budget, and Snapshot rewards safe habits with a usage-based discount.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Progressive’s own site before you apply.
The alternatives
How Progressive compares
Other top-rated insurers in Car Insurance. Compare the numbers side by side before you decide.
| # | Provider | Rating | Avg. monthly premium | Best for | |
|---|---|---|---|---|---|
| 1 | GEICO | $92/mo | Drivers who want low rates without a broker | Get Quote | |
| 2 | State Farm | $118/mo | Drivers who want a nearby agent to call | See Rates | |
| 3 | USAA | $88/mo | Active-duty, veterans, and their families | Get Quote | |
| 4 | Allstate | $139/mo | Drivers who want rewards and accident forgiveness | See Rates |
- GEICO4.8Best for Drivers who want low rates without a broker
- State Farm4.6Best for Drivers who want a nearby agent to call
- USAA4.9Best for Active-duty, veterans, and their families
- Allstate4.4Best for Drivers who want rewards and accident forgiveness