See RatesSecure site · Updated July 2026
- Avg. monthly premium
- $127/mo
- Claims score
- 852/1000
- Discounts
- 9+
- Availability
- 46 states
Why it stands out
Nationwide highlights
- SmartMiles pay-per-mile pricing suits low-mileage drivers
- On Your Side annual review re-optimizes your coverage
- Deep multi-policy discounts across auto, home, and life
- Vanishing Deductible drops your deductible over time
The verdict at a glance
Pros and cons
Pros
- Strong savings when you bundle several policies together
- Pay-per-mile option can slash costs for occasional drivers
- Yearly coverage review keeps the policy right-sized
Cons
- Standalone auto rates are middling versus price leaders
- Not available in every state for all product lines
Our full review
Our take on Nationwide
Nationwide is the bundler's carrier, with an On Your Side review that reworks your coverage each year and SmartMiles pricing that charges by the mile for low-usage drivers. It rarely wins on a standalone auto quote, but the multi-policy discounts add up fast.
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Figures shown are illustrative editorial examples and may change. Confirm current rates, fees, and terms on Nationwide’s own site before you apply.
The alternatives
How Nationwide compares
Other top-rated insurers in Car Insurance. Compare the numbers side by side before you decide.
| # | Provider | Rating | Avg. monthly premium | Best for | |
|---|---|---|---|---|---|
| 1 | GEICO | $92/mo | Drivers who want low rates without a broker | Get Quote | |
| 2 | Progressive | $104/mo | Drivers with tickets or an accident on record | Get Quote | |
| 3 | State Farm | $118/mo | Drivers who want a nearby agent to call | See Rates | |
| 4 | USAA | $88/mo | Active-duty, veterans, and their families | Get Quote |
- GEICO4.8Best for Drivers who want low rates without a broker
- Progressive4.7Best for Drivers with tickets or an accident on record
- State Farm4.6Best for Drivers who want a nearby agent to call
- USAA4.9Best for Active-duty, veterans, and their families